Fin-Tech Issues for Banking in India

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@article{1703919,
      author = {Kalpana Singh, Dr. R P Singh},
      title = {Fin-Tech Issues for Banking in India},
      journal = {Iconic Research And Engineering Journals},
      year = {2022},
      volume = {6},
      number = {6},
      pages = {97-103},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1703919.pdf},
      abstract = {The overall financial services market in India is witnessing a great transition leveraging new and cutting-edge technologies, such as blockchain, AI, ML, and cloud infrastructure. A number of segments have developed in the FinTech: PayTech, LendTech, Digital banking, InsurTech, WealthTech, FinanceTech, RegulationTech, etc. The banks are now aggressively encroaching into the fields of insurance, share market, trading construction and so on.
These activities are bound to have an impact on their asset quality. Though traditionally, NPAs are direct quantitative reflection of their overall performance as well as government policies related to banking, their entry into these diverse activities have led to behavioural and technological implications on their asset quality also. },
      keywords = {Convenience Banking, FinTech startups, Fintech revolution, Fintech unicorns, E-Cheque Structure, AI, Special Mention Account, Distributed Ledger Technology.},
      month = {December},
  }