Financial Literacy of Micro Entrepreneurs in Daet, Camarines Norte

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@article{1704614,
      author = {Rubelyn P. Morales},
      title = {Financial Literacy of Micro Entrepreneurs in  Daet, Camarines Norte },
      journal = {Iconic Research And Engineering Journals},
      year = {2023},
      volume = {6},
      number = {12},
      pages = {114-141},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1704614.pdf},
      abstract = {The study aimed to discover the level of financial literacy of Microentrepreneurs in Daet, Camarines Norte and the common challenges they encountered in pursuit of being financially literate. Specifically, it described the profile of Microentrepreneurs in terms of age, sex, civil status, educational attainment, finance-related seminars and training, number of employees and type of business ownership, determined their level of financial literacy in terms of financial management, savings, loans and investment, and financial planning. In addition, it sought to identify if there a significant relationship between the profile of respondents to their level of financial literacy and the common challenges they encountered in pursuit of being financially literate. The study utilized descriptive-correlational research design. This design is chosen to meet the objectives of the study, namely, to determine the profile and financial literacy level among micro-entrepreneurs in the Municipality of Daet along with financial management, savings literacy, debt literacy, investment literacy, and insurance literacy. And based on the findings, the researcher proposed an IEC Material which contain strategies on how to cope with identified challenges and topics on cash flow management for small business.},
      keywords = {Financial Literacy, Micro-Entrepreneurs, Financial Management, Insurance, Loans and Investment},
      month = {June},
  }