Faith and Finance: University Students' Choice Between Islamic and Conventional Banking and Finance

References

[1] Abduh, M., & Omar, M. A. (2022).The role of religion in shaping banking preferences: The case of Malaysia. Journal of Islamic Finance and Economics, 12(2), 89-104.https://doi.org/10.1016/j.jife.2022.04.005

[2] Ahmed, H., & Rusni, M. (2023).Ethical finance and the future of Islamic banking in Nigeria: Opportunities and challenges. International Journal of Islamic Financial Studies, 8(1), 45-67.https://doi.org/10.1007/s42348-023-0019-1

[3] Aliyu, R., Haseeb, M., & Nasir, M. A. (2023).The growing role of Islamic banking in Nigeria: Perceptions and prospects among university students. African Journal of Finance and Banking, 21(3), 123-142.https://doi.org/10.1016/j.afjb.2023.01.005

[4] Ajzen, I. (1991).The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179-211.https://doi.org/10.1016/0749-5978(91)90020-T

[5] Becker, G. S. (1976).The economic approach to human behavior. University of Chicago Press.ISBN: 978-0226041157

[6] Hassan, M. K., & Mohd Noor, M. (2023).Financial literacy and the career choices of Nigerian students in banking: A comparative study of Islamic and conventional banking. Journal of Financial Education, 34(2), 207-224.https://doi.org/10.1080/1475328X.2023.1567890

[7] Huston, S. J. (2010).Financial literacy: A review of the literature and its implications for financial education. Journal of Consumer Affairs, 44(2), 298-325.https://doi.org/10.1111/j.1745-6606.2010.01170.x

[8] Kelman, H. C. (1958).Compliance, identification, and internalization: Three processes of attitude change. Journal of Conflict Resolution, 2(1), 51-60.https://doi.org/10.1177/002200275800200106

[9] Kareem, A., Akinyemi, I., & Tunde, M. (2023).Secular students' perceptions of banking systems in Nigeria: A study of conventional versus Islamic banking. International Journal of Financial Studies, 11(4), 245-259.https://doi.org/10.1016/j.ijfs.2023.04.002

[10] Oladapo, O. A., & Yusuf, S. A. (2023).Ethical perspectives of Christian students on Islamic banking in Nigeria: An exploratory study. Journal of Business Ethics, 43(1), 90-106.https://doi.org/10.1007/s10551-023-04876-2

[11] Sanusi, L. S. (2022).Financial literacy and its impact on Nigerian university students' career choices in banking. African Financial Journal, 29(3), 178-192.https://doi.org/10.1080/10005468.2022.1526345

[12] Usman, K., & Bello, M. A. (2022).Conventional and Islamic banking in Nigeria: Perceptions, preferences, and prospects among students. African Journal of Economics and Banking, 35(5), 45-59.https://doi.org/10.1007/s13249-022-01895-w

[13] Becker, G. S. (1976).The Economic Approach to Human Behavior. University of Chicago Press.

[14] Ajzen, I. (1991).The Theory of Planned Behavior. Organizational Behavior and Human Decision Processes, 50(2), 179-211.

[15] Hassan, M. K., & Mohd Noor, M. (2023).Financial literacy and the career choices of Nigerian students in banking: A comparative study of Islamic and conventional banking. Journal of Financial Education, 34(2), 207-224.

[16] Huston, S. J. (2010).Financial literacy: A review of the literature and its implications for financial education. Journal of Consumer Affairs, 44(2), 298-325.https://doi.org/10.1111/j.1745-6606.2010.01170.x

[17] Usman, K., & Bello, M. A. (2022).Conventional and Islamic banking in Nigeria: Perceptions, preferences, and prospects among students. African Journal of Economics and Banking, 35(5), 45-59.https://doi.org/10.1007/s13249-022-01895-w

[18] Kareem, A., Akinyemi, I., & Tunde, M. (2023).Secular students' perceptions of banking systems in Nigeria: A study of conventional versus Islamic banking. International Journal of Financial Studies, 11(4), 245-259.https://doi.org/10.1016/j.ijfs.2023.04.002

[19] Oladapo, O. A., & Yusuf, S. A. (2023).Ethical perspectives of Christian students on Islamic banking in Nigeria: An exploratory study. Journal of Business Ethics, 43(1), 90-106.https://doi.org/10.1007/s10551-023-04876-2

[20] Abduh, M., & Omar, M. A. (2022).The role of religion in shaping banking preferences: The case of Malaysia. Journal of Islamic Finance and Economics, 12(2), 89-104.

@article{1707921,
      author = {Umar Musa Kallah, Nasiru Aminu Ibrahim, Rilwanu Yusuf Badamasi},
      title = {Faith and Finance: University Students' Choice Between Islamic and Conventional Banking and Finance},
      journal = {Iconic Research And Engineering Journals},
      year = {2025},
      volume = {8},
      number = {10},
      pages = {661-668},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1707921.pdf},
      abstract = {This study explores the theoretical and conceptual factors influencing Nigerian university students' choice between Islamic and conventional banking and finance. With a growing interest in ethical banking and the increasing presence of Islamic financial institutions in Nigeria, it is crucial to understand the determinants that shape students' preferences. The study synthesizes existing literature and conceptual frameworks to guide students in selecting the appropriate banking discipline. The findings highlight the role of religious beliefs, financial literacy, perceived benefits, and social influence in shaping students' academic and career decisions. The study contributes to the broader discourse on financial education and career orientation in Nigeria.},
      keywords = {Islamic banking, conventional banking, financial literacy, religious beliefs, Nigerian universities, students? choice.},
      month = {April},
  }