Current Volume 9
Securing the Future: A Critical Study on Cybersecurity, FinTech, and Artificial General Intelligence (AGI)
Abstract
The rapid convergence of cybersecurity, Financial Technology (FinTech), and Artificial General Intelligence (AGI) is reshaping the digital landscape. It offers transformational opportunities supplemented with complex risks. The research critically investigates the confluence of the said disciplines to establish how AGI's widening capabilities can further quell FinTech innovation, at the same time enhancing cyber security vulnerability. This view has been delineated within the paper through the adoption of a mixed-methods approach that involved qualitative expert interviews and quantitative surveys related to the governance, regulatory, and ethical issues pertaining to the emerging technologies. It goes ahead to cite several groundbreaking innovations, such as AGI-based anti-fraud detection, predictive cybersecurity analytics, and the personalization of financial services. The text delves into conversations highlighting excesses and the lacunae within the gamut of regulations and data privacy standards compounded by cross-cutting systemic risks prompting the adoption of an agile and collaborative governance regime to mitigate vulnerabilities and threats. Graphs and tables created from SmartArt visualisations and using Python code to present prominent trends, threat vectors, and the future of technology derive a backdrop for this work. The results could offer channels to further research on the development of theoretical and practical strategies required for coping with technology convergence in finance, especially because it offers something that is useful to analysts, policymakers, and professionals-for coping with the fast-evolving digital surrounding.
Keywords
Cybersecurity, FinTech, Artificial General Intelligence (AGI), Financial Innovation, Digital Risk Management, Ethical AI, Regulatory Governance, Data Privacy, Financial Technology Security.
Citations
IRE Journals:
Paulin Kamuangu
"Securing the Future: A Critical Study on Cybersecurity, FinTech, and Artificial General Intelligence (AGI)" Iconic Research And Engineering Journals Volume 8 Issue 11 2025 Page 670-677
IEEE:
Paulin Kamuangu
"Securing the Future: A Critical Study on Cybersecurity, FinTech, and Artificial General Intelligence (AGI)" Iconic Research And Engineering Journals, 8(11)
About IRE Journals
IRE Journals is an open access online journals established with an aim to publish high quality of research work in various diciplines. We have more than 6 years in publications. Over 2500+ papers already published.
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