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1708585PublishedVol 8 · Issue 11

Study of Individual Financial Planning

Mohit Kumar

Subject area: Management and Commerce  ·  Area of research: Financial Planning: Investment Behavior & Literacy

Abstract

This study examines the idea and significance of financial planning, emphasizing how it might assist people in reaching their objectives in life by facilitating organized money management. It highlights important elements such investment plans, retirement planning, tax planning, insurance-assured risk coverage, and contingency planning. The six-step financial planning process and the distinction between financial planners and product-specific agents are also covered in the paper. It provides a summary of several financial products, such as real estate, PPF, insurance, and mutual funds. The report provides insights into the Indian financial services industry and advisory practices based on Reliance Money expertise.

How to cite this paper

Mohit Kumar "Study of Individual Financial Planning" Iconic Research And Engineering Journals Volume 8 Issue 11 2025 Page 1322-1331
Mohit Kumar "Study of Individual Financial Planning" Iconic Research And Engineering Journals, vol. 8, no. 11, May. 2025
Mohit Kumar (2025). Study of Individual Financial Planning. Iconic Research And Engineering Journals, 8(11).
Mohit Kumar "Study of Individual Financial Planning" Iconic Research And Engineering Journals, vol. 8, no. 11, May. 2025.
@article{1708585,
      author = {Mohit Kumar},
      title = {Study of Individual Financial Planning},
      journal = {Iconic Research And Engineering Journals},
      year = {2025},
      volume = {8},
      number = {11},
      pages = {1322-1331},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1708585.pdf},
      abstract = {This study examines the idea and significance of financial planning, emphasizing how it might assist people in reaching their objectives in life by facilitating organized money management. It highlights important elements such investment plans, retirement planning, tax planning, insurance-assured risk coverage, and contingency planning. The six-step financial planning process and the distinction between financial planners and product-specific agents are also covered in the paper. It provides a summary of several financial products, such as real estate, PPF, insurance, and mutual funds. The report provides insights into the Indian financial services industry and advisory practices based on Reliance Money expertise.},
      month = {May},
  }