The Importance of Risk Management for Microentrepreneurs

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@article{1709669,
      author = {Priscilla Godoy Lobato Barcelos},
      title = {The Importance of Risk Management for Microentrepreneurs},
      journal = {Iconic Research And Engineering Journals},
      year = {2025},
      volume = {9},
      number = {1},
      pages = {972-976},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1709669.pdf},
      abstract = {This article explores the critical importance of risk management for microentrepreneurs, who often face heightened exposure to operational, financial, market, legal, and environmental risks due to limited resources and organizational capacity. Drawing on academic research and institutional reports, the article discusses the key stages of risk management?risk identification, risk assessment, and the development of mitigation strategies?highlighting how each contributes to the resilience and sustainability of microenterprises. It emphasizes the role of digital tools, financial planning, regulatory awareness, and capacity-building initiatives in supporting risk management practices. The article argues that proactive and continuous risk management is not merely protective but strategic, enabling microentrepreneurs to navigate uncertainty and pursue long-term growth. Strengthening these practices through public and private sector collaboration is essential for inclusive economic development.},
      keywords = {Risk Management; Micro entrepreneurs; Small Business Resilience; Financial Risk; Operational Risk; Risk Mitigation Strategies; Business Sustainability; Informal Economy.},
      month = {July},
  }