Abstract
Digital inclusion and financial access are critical enablers of socioeconomic development, yet underserved communities continue to face significant barriers such as poor connectivity, inadequate digital literacy, and exclusion from mainstream financial systems. This paper reviews existing strategies and proposes a deployment framework designed to integrate technology, policy, and community-driven models for inclusive digital and financial ecosystems. It examines the interplay between infrastructure development, mobile financial technologies, regulatory environments, and local capacity-building initiatives, with a focus on sustainable approaches that balance affordability, accessibility, and trust. By synthesizing evidence from global and regional case studies, the paper highlights the transformative potential of digital platforms in reducing inequality, fostering entrepreneurship, and improving access to essential services. The proposed framework emphasizes stakeholder collaboration, scalability, and context-specific adaptability to ensure that digital transformation effectively reaches marginalized populations. This work contributes to ongoing policy discussions and practical interventions aimed at bridging the digital divide and advancing financial inclusion in underserved contexts.
Keywords
Digital inclusion, Financial access, Underserved communities, Deployment framework, Mobile financial technologies, Digital literacy.
Citations
IRE Journals:
Oladipupo Fasawe , Christiana Onyinyechi Okpokwu , Akindamola Samuel Akinola
"Deployment Framework for Digital Inclusion and Financial Access in Underserved Communities" Iconic Research And Engineering Journals Volume 2 Issue 11 2019 Page 628-642
IEEE:
Oladipupo Fasawe , Christiana Onyinyechi Okpokwu , Akindamola Samuel Akinola
"Deployment Framework for Digital Inclusion and Financial Access in Underserved Communities" Iconic Research And Engineering Journals, 2(11)
About IRE Journals
IRE Journals is an open access online journals established with an aim to publish high quality of research work in various diciplines. We have more than 6 years in publications. Over 2500+ papers already published.
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