The Role of National Education Policy (NEP) 2020/2025 In Shaping Education Financing and Loan Structures
Abstract
Alright, let’s be real—India’s National Education Policy (NEP) 2020/2025 is trying to shake things up in a big way. They’re talking about pumping more cash into education and rolling out new ways to actually get that money where it matters. Think: scholarships that actually help, direct cash transfers, and even loans that don’t require you to sell your soul—or your family’s land—as collateral. Some stuff like the Vidya Lakshmi Scheme is getting a closer look here, along with how private money, families, and even foreign investors are getting roped into paying for higher education. The whole point? Make college and university less of a luxury and more of a real possibility for everyone, not just the rich kids. The paper digs into real numbers, not just fancy talk, to see if any of this is actually working— are we really shrinking the gap between the haves and have-nots, or is it just fancy window dressing? Apparently, there’s some progress, but also a bunch of headaches and roadblocks. In the end, the big message is: yeah, there’s promise, but India’s education system is complicated as heck, so the policies need to keep shifting and adapting if we actually want fair and lasting results. No magic fix, just a long, messy road ahead.
Keywords
National Education Policy, Education Financing, Education Loans, Public Investment, Higher Education, Equity, Vidya Lakshmi Scheme, India
Citations
IRE Journals:
Sarabjit Thakur
"The Role of National Education Policy (NEP) 2020/2025 In Shaping Education Financing and Loan Structures" Iconic Research And Engineering Journals Volume 9 Issue 4 2025 Page 679-684
IEEE:
Sarabjit Thakur
"The Role of National Education Policy (NEP) 2020/2025 In Shaping Education Financing and Loan Structures" Iconic Research And Engineering Journals, 9(4)
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