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The Role of Development Finance Institutions in Leveraging the Graduation Approach for Post-Conflict Livelihood Recovery in Borno, Adamawa and Yobe (BAY) States

Hannah Yuachem Lubba Ahmed Ibrahim Isah

Subject area: Arts, Social Sciences and Humanities  ·  Area of research: Post-Conflict Livelihood Recovery

DOI: https://doi.org/10.64388/IREV9I11-1717210

Abstract

This study explores how Development Finance Institutions (DFIs) can strengthen post-conflict livelihood recovery through integration of the Graduation Approach. The motivation lies in addressing persistent ultra-poverty in fragile regions, particularly the BAY states of Nigeria, where prolonged conflict has undermined markets and displaced populations. Secondary data was drawn from World Bank, UNDP, and DFI reports, complemented by program evidence from existing graduation pilots. Methodologically, the paper applies a conceptual analysis linking financing instruments—blended finance, grants, and guarantees—to graduation pillars such as asset transfers, coaching, and financial inclusion. Findings suggest that DFIs can bridge the humanitarian–development gap by financing scalable livelihood programs, reducing investment risks, and aligning with government safety nets. Policy implications highlight the need for governments to integrate graduation into national protection strategies, for DFIs to prioritize de-risking fragile contexts, and for donors/NGOs to co-design adaptive interventions. The study recommends sequenced program design, climate-resilient financing, and outcome-based measurement to enhance sustainability and scaling. Future research should investigate cost-effectiveness and long-term impacts of DFI-supported graduation models in diverse fragile states.

Keywords

I32 (Measurement and Analysis of Poverty); O16 (Financial Markets; Financial Development); F35 (Foreign Aid); H53 (Government Expenditures and Welfare Programs)

References

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[13] Durable Solutions Platform & RYSE. (2022, April). Barriers and opportunities for the use of the graduation model in Jordan. Durable Solutions Platform.

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How to cite this paper

Hannah Yuachem Lubba, Ahmed Ibrahim Isah "The Role of Development Finance Institutions in Leveraging the Graduation Approach for Post-Conflict Livelihood Recovery in Borno, Adamawa and Yobe (BAY) States" Iconic Research And Engineering Journals Volume 9 Issue 11 2026 Page 5805-5815 https://doi.org/10.64388/IREV9I11-1717210
Hannah Yuachem Lubba, Ahmed Ibrahim Isah "The Role of Development Finance Institutions in Leveraging the Graduation Approach for Post-Conflict Livelihood Recovery in Borno, Adamawa and Yobe (BAY) States" Iconic Research And Engineering Journals, vol. 9, no. 11, May. 2026, doi: https://doi.org/10.64388/IREV9I11-1717210
Hannah Yuachem Lubba, Ahmed Ibrahim Isah (2026). The Role of Development Finance Institutions in Leveraging the Graduation Approach for Post-Conflict Livelihood Recovery in Borno, Adamawa and Yobe (BAY) States. Iconic Research And Engineering Journals, 9(11). doi: https://doi.org/10.64388/IREV9I11-1717210
Hannah Yuachem Lubba, Ahmed Ibrahim Isah "The Role of Development Finance Institutions in Leveraging the Graduation Approach for Post-Conflict Livelihood Recovery in Borno, Adamawa and Yobe (BAY) States" Iconic Research And Engineering Journals, vol. 9, no. 11, May. 2026. Crossref, https://doi.org/10.64388/IREV9I11-1717210
@article{1717210,
      author = {Hannah Yuachem Lubba, Ahmed Ibrahim Isah},
      title = {The Role of Development Finance Institutions in Leveraging the Graduation Approach for Post-Conflict Livelihood Recovery in Borno, Adamawa and Yobe (BAY) States},
      journal = {Iconic Research And Engineering Journals},
      year = {2026},
      volume = {9},
      number = {11},
      pages = {5805-5815},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1717210.pdf},
      abstract = {This study explores how Development Finance Institutions (DFIs) can strengthen post-conflict livelihood recovery through integration of the Graduation Approach. The motivation lies in addressing persistent ultra-poverty in fragile regions, particularly the BAY states of Nigeria, where prolonged conflict has undermined markets and displaced populations. Secondary data was drawn from World Bank, UNDP, and DFI reports, complemented by program evidence from existing graduation pilots. Methodologically, the paper applies a conceptual analysis linking financing instruments—blended finance, grants, and guarantees—to graduation pillars such as asset transfers, coaching, and financial inclusion. Findings suggest that DFIs can bridge the humanitarian–development gap by financing scalable livelihood programs, reducing investment risks, and aligning with government safety nets. Policy implications highlight the need for governments to integrate graduation into national protection strategies, for DFIs to prioritize de-risking fragile contexts, and for donors/NGOs to co-design adaptive interventions. The study recommends sequenced program design, climate-resilient financing, and outcome-based measurement to enhance sustainability and scaling. Future research should investigate cost-effectiveness and long-term impacts of DFI-supported graduation models in diverse fragile states.},
      keywords = {I32 (Measurement and Analysis of Poverty); O16 (Financial Markets; Financial Development); F35 (Foreign Aid); H53 (Government Expenditures and Welfare Programs)},
      month = {May},
      doi = {https://doi.org/10.64388/IREV9I11-1717210}
  }