Current Volume 9
Abstract
This research paper is about the comparative study of scheduled banks of India, Pakistan, and Bangladesh. This will include legal structure, regulatory structure, function, and economic importance of scheduled banks. Scheduled banks play an important role in the banking industry because they help in maintaining financial stability, creating credit, promoting economic growth, and implementing monetary policy in their respective countries. In this context, the paper discusses how regulatory authorities like the Reserve Bank of India, the State Bank of Pakistan, and Bangladesh Bank regulate scheduled banks. In this context, the paper compares the banking systems of the three countries with respect to banking license, capital adequacy requirements, banking reform, and financial inclusion. Besides, the paper explains the evolution of the scheduled banking system after independence, along with the effect of globalisation and digital banking on the financial sector. In addition to this, the paper identifies various challenges faced by scheduled banks, such as the NPA problem, cybersecurity, rural banking, and regulatory inefficiency. The research paper adopts the approach of comparative and doctrinal research to assess the effectiveness of scheduled banks in fostering economic growth and ensuring financial stability in South Asia. Conclusions drawn from the research include recommendations for policies that should be adopted to ensure effective governance and transparency in the banking sector in South Asia.
Keywords
Scheduled Banks, Banking Regulation, Comparative Banking System, Financial Stability, Central Banking, Reserve Bank of India, State Bank of Pakistan, Bangladesh Bank, Financial Inclusion, Banking Reforms, South Asian Economy.
Citations
IRE Journals:
Kanishtha Tomar, Aditi Mishra "Analogy of Scheduled Banks in India, Pakistan and Bangladesh" Iconic Research And Engineering Journals Volume 9 Issue 11 2026 Page 4388-4393 https://doi.org/10.64388/IREV9I11-1718364
IEEE:
Kanishtha Tomar, Aditi Mishra
"Analogy of Scheduled Banks in India, Pakistan and Bangladesh" Iconic Research And Engineering Journals, 9(11) https://doi.org/10.64388/IREV9I11-1718364
About IRE Journals
IRE Journals is an open access online journals established with an aim to publish high quality of research work in various diciplines. We have more than 6 years in publications. Over 2500+ papers already published.
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