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Blockchain - A Disruptive Technology In Financial Assets

Betty Jepkemei Andrew Kipkebut

Subject area: Science,Engineering and Technology  ·  Area of research: Network Security

Abstract

Blockchain as technology promises to be a hugely disruptive and empowering technology both in public and private finance applications. As a method to order transactions in a distributed ledger, blockchains offer a record of consensus with a cryptographic audit trail that can be maintained and validated by multiple nodes. It lets contracting parties dynamically track assets and agreements using a common protocol, thus streamlining and even completely collapsing many in-house and third-party verification processes. Block chain originally conceived as the basis of cryptocurrencies, aspects of blockchain technology have far-reaching potential in finance. Although it promises a secure distributed framework to facilitate sharing, exchanging, and the integration of information across all users and third parties, it is important for stakeholders to analyze it in depth for its suitability in business applications. There is a wide spectrum of blockchain applications ranging from cryptocurrency, financial services, risk management among others ,however there is no comprehensive survey on the blockchain as disruptive technology in finance and its application, To fill this gap, we conduct a comprehensive survey on the blockchain technology, its challenges , advances in managing these challenges and the future of block chain technology in the financial industry.

Keywords

Blockchain; Consensus Algorithms; Cryptocurrency; Finance

How to cite this paper

Betty Jepkemei, Andrew Kipkebut "Blockchain - A Disruptive Technology In Financial Assets" Iconic Research And Engineering Journals Volume 2 Issue 9 2019 Page 38-47
Betty Jepkemei, Andrew Kipkebut "Blockchain - A Disruptive Technology In Financial Assets" Iconic Research And Engineering Journals, vol. 2, no. 9, Mar. 2019
Betty Jepkemei, Andrew Kipkebut (2019). Blockchain - A Disruptive Technology In Financial Assets. Iconic Research And Engineering Journals, 2(9).
Betty Jepkemei, Andrew Kipkebut "Blockchain - A Disruptive Technology In Financial Assets" Iconic Research And Engineering Journals, vol. 2, no. 9, Mar. 2019.
@article{1701014,
      author = {Betty Jepkemei, Andrew Kipkebut},
      title = {Blockchain - A Disruptive Technology In Financial  Assets},
      journal = {Iconic Research And Engineering Journals},
      year = {2019},
      volume = {2},
      number = {9},
      pages = {38-47},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1701014.pdf},
      abstract = {Blockchain as  technology promises to be a  hugely disruptive and empowering technology both in  public and private finance applications. As a method  to order transactions in a distributed ledger, blockchains offer a record of consensus with a cryptographic audit trail that can be maintained and validated by multiple nodes. It lets contracting parties dynamically track assets and agreements using a common protocol, thus streamlining and even completely collapsing many in-house and third-party verification processes. Block chain  originally conceived as the basis of cryptocurrencies,  aspects of blockchain technology have far-reaching potential in finance. Although it promises a secure distributed framework to facilitate sharing, exchanging, and the integration of information across all users and third parties, it is important for stakeholders to analyze it in depth for its suitability in  business applications. There is a wide spectrum of blockchain applications ranging from cryptocurrency, financial services, risk management among others ,however there is no comprehensive survey on the blockchain  as disruptive technology in finance and its application, To fill this gap, we conduct a comprehensive survey on the blockchain technology, its  challenges , advances in managing these challenges and  the future of  block chain technology in the financial industry.},
      keywords = {Blockchain; Consensus Algorithms;  Cryptocurrency; Finance},
      month = {March},
  }