Money has no value unless it is invested. Money will not grow if it is kept in a cupboard. A person has to invest money in some financial asset to achieve a return. To achieve a return, a person has to bear risk also. An investment has to be made with a tradeoff between risk and return. Investors invest in activities with their savings. Investment can be defined as, with the expectation of dividend, capital appreciation and higher return, an investor accumulates his savings. Mutual fund is one of the forms of investment. Mutual fund plays a vital role in the Indian financial system. The objective of every instrument is to encourage the savings investors in capital and money market. Mutual fund was formed in India in the year 1964 with these objectives. Mutual fund is considered as one of the safest mode of investment suited to layman. It invests in diversified instruments and is managed by professional fund managers. Mutual fund benefits the investors by providing possible return with greater flexibility. In India, the regulatory authority of Mutual fund is SEBI.
Mutual fund, Mutual fund schemes, Savings objectives
IRE Journals:
GOPIKA S S , DR. MAHILA VASANTHI THANGAM
"A STUDY ON INVESTORS BEHAVIOR TOWARDS MUTUAL FUND PRODUCTS WITH SPECIAL REFERENCE TO PALAKKAD DISTRICT" Iconic Research And Engineering Journals Volume 3 Issue 1 2019 Page 408-414
IEEE:
GOPIKA S S , DR. MAHILA VASANTHI THANGAM
"A STUDY ON INVESTORS BEHAVIOR TOWARDS MUTUAL FUND PRODUCTS WITH SPECIAL REFERENCE TO PALAKKAD DISTRICT" Iconic Research And Engineering Journals, 3(1)