Study on Non-Performing Assets of Public Sector Banks

References

[1] Arora, S., & Kaur, S. 2008. Diversification in Baning Sector in India: Determinants of Financial Performance. The Indian Journal of Commerce, 1 (3): 13-21

[2] Bakshi, S. 2013. Corporate Governance in Transformation Times. IBA Bulletin, 25 (3): 65- 70

[3] BHADRAPPA HARALAYYA, P.S. AITHAL, STUDY ON PRODUCTIVE EFFICIENCY OF BANKS IN DEVELOPING COUNTRY, International Research Journal of Humanities and Interdisciplinary Studies (www.irjhis.com) ISSN: 2582-8568, Volume: 2, Issue: 5, Year: May 2021, Page No: 184-194. Available at: http://irjhis.com/paper/IRJHIS2105025.pdf

[4] Bhadrappa Haralayya; P. S. Aithal. "Study on Model and Camel Analysis of Banking" Iconic Research and Engineering Journals Volume 4 Issue 11 May 2021 Page 244-259. Available at https://irejournals.com/paper-details/1702750

[5] B. Haralayya and P. S. Aithal, “A Study on Structure and Growth of Banking Industry in India”, International Journal of Research in Engineering, Science and Management ISSN (Online): 2581-5792 Volume 4, Issue 5, May 2021.Page no 225–230. Available at: https://www.journals.resaim.com/ijresm/article/view/778/749.

[6] Bhadrappa Haralayya, Retail Banking Trends in India, International Journal of All Research Education and Scientific Methods (IJARESM) ISSN:2455-6211, Volume: 9, Issue: 5, Year: May 2021, Page No: 3730-3732. Available At http://www.ijaresm.com/uploaded_files/document_file/Bhadrappa_Haralayyaqscw.pdf

[7] BHADRAPPA HARALAYYA, P.S. AITHAL, FACTORS DETERMINING THE EFFICIENCY IN INDIAN BANKING SECTOR: A TOBIT REGRESSION ANALYSIS", International Journal of Science & Engineering Development Research (www.ijsdr.org) ISSN:2455-2631, Vol.6, Issue 6, page no.1 - 6, June-2021, Available: http://www.ijsdr.org/papers/IJSDR2106001.pdf

[8] BHADRAPPA HARALAYYA, P.S. AITHAL, STUDY ON PRODUCTIVE EFFICIENCY OF FINANCIAL INSTITUTIONS, International Journal of Innovative Research in Technology ISSN: 2349-6002, Volume 8, Issue 1, Page no: 159 – 164, June-2021 Available: http://ijirt.org/master/publishedpaper/IJIRT151514_PAPER.pdf

[9] BHADRAPPA HARALAYYA, STUDY OF BANKING SERVICES PROVIDED BY BANKS IN INDIA, International Research Journal of Humanities and Interdisciplinary Studies (www.irjhis.com) ISSN: 2582-8568, Volume: 2, Issue: 6, Year: June 2021, Page No: 06-12, Available at: http://irjhis.com/paper/IRJHIS2106002.pdf.

[10] BHADRAPPA HARALAYYA, P.S. AITHAL, ANALYSIS OF BANK PERFORMANCE USING CAMEL APPROACH", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 5, page no 305-314, May-2021, Available at: http://www.jetir.org/papers/JETIR2105840.pdf

[11] BHADRAPPA HARALAYYA, P.S. AITHAL, ANALYSIS OF BANK PRODUCTIVITY USING PANEL CAUSALITY TEST, Journal of Huazhong University of Science and Technology ISSN-1671-4512, Volume 50, Issue 6, Page no: 1 – 16, June-2021 Available at: https://app.box.com/s/o71lh776opeypauvzucp9esntjwur9zf

[12] BHADRAPPA HARALAYYA, P.S. AITHAL, INTER BANK ANALYSIS OF COST EFFICIENCY USING MEAN, International Journal of Innovative Research in Science, Engineering and Technology (IJIRSET) e-ISSN: 2319-8753, Volume 10, Issue 6, Page no: 6391-6397, June-2021 Available at: http://www.ijirset.com/upload/2021/june/97_INTER_NC1.pdf

[13] BHADRAPPA HARALAYYA, P.S. AITHAL, ANALYSIS OF TOTAL FACTOR PRODUCTIVITYAND PROFITABILITY MATRIX OF BANKS BY HMTFP AND FPTFP, Science, Technology and Development Journal ISSN: 0950-0707, Volume 10, Issue 6, Page no: 190-203, June-2021 Available at: http://journalstd.com/gallery/23-june2021.pdf

[14] Bhadrappa Haralayya,P S Aithal,   "ANALYSIS OF BANKS TOTAL FACTOR PRODUCTIVITY BY DISAGGREGATE LEVEL", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.9, Issue 6, pp.b488-b502, June 2021, Available at :http://www.ijcrt.org/papers/IJCRT2106187.pdf

[15] Kumar, S., & Gulati, R. 2011. Income-Generating Efficiency of Public Sector Banks in India: An application of Data Envelopment Analysis. Arth Vijnana, 11 (2): 103-126.

[16] l, R., & Saluja, R. 2012. E-Banking: The Indian Scenario. Asia Pacific Journal of Marketing & Management Review, 1: 4-9

[17] Lal, R.C. 2007. Banking Transformation through IT in India. Journal of Commerce and Trade, 2 (2) :46-48

[18] Latha, K. 2012. Non-Performing Assets in Banks: An Analytical Study. Business Analyst, 23 Majumdar, U. S. 2000. Universal Banking-A Bird's Eye View. The Management Accountant, (II) :35. Malhotra, M. 2009. Banks and Capital Adequacy Ratio implications for Indian Economy. The Management Accountant.

[19] Mathur, H. P. 2009. Indian Banking Challenges Ahead. Yojna , 2 : 45

[20] Haralayya, Dr. Bhadrappa and Saini, Shrawan Kumar, An Overview on Productive Efficiency of Banks & Financial Institution (2018). International Journal of Research, Volume 05 Issue 12, April 2018, Available at SSRN: https://ssrn.com/abstract=3837503

[21] Haralayya, Dr. Bhadrappa, Review on the Productive Efficiency of Banks in Developing Country (2018). Journal for Studies in Management and Planning, Volume 04 Issue 05, April 2018, Available at SSRN: https://ssrn.com/abstract=3837496

[22] Basha, Jeelan and Haralayya, Dr. Bhadrappa, Performance Analysis of Financial Ratios - Indian Public Non-Life Insurance Sector (April 30, 2021). Available at SSRN: https://ssrn.com/abstract=3837465.

[23] Haralayya, Dr. Bhadrappa, The Productive Efficiency of Banks in Developing Country with Special Reference to Banks & Financial Institution (april 30, 2019). Available at SSRN: https://ssrn.com/abstract=3844432 or http://dx.doi.org/10.2139/ssrn.3844432

[24] Haralayya, Dr. Bhadrappa, Study on Performance of Foreign Banks in India (APRIL 2, 2016). Available at SSRN: https://ssrn.com/abstract=3844403 or http://dx.doi.org/10.2139/ssrn.3844403

[25] Haralayya, Dr. Bhadrappa, E-Finance and the Financial Services Industry (MARCH 28, 2014). Available at SSRN: https://ssrn.com/abstract=3844405 or http://dx.doi.org/10.2139/ssrn.3844405

[26] Haralayya, Dr. Bhadrappa, E-payment - An Overview (MARCH 28, 2014). Available at SSRN: https://ssrn.com/abstract=3844409 or http://dx.doi.org/10.2139/ssrn.3844409.

@article{1702767,
      author = {Nitesh S Vibhute, Dr. Chandrakant B. Jewargi, Dr. Bhadrappa Haralayya},
      title = {Study on Non-Performing Assets of Public Sector Banks},
      journal = {Iconic Research And Engineering Journals},
      year = {2021},
      volume = {4},
      number = {12},
      pages = {52-61},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1702767.pdf},
      abstract = {The reforms in Indian banking sector since 1991 is deliberated mostly in terms of the significant measures that were implemented in order to develop a more vibrant, healthy, stable and efficient banking sector in India. The effect of a highly regulated banking environment on asset quality, productivity and performance of banks necessitated the reform process and resulted the incorporation of prudential norms for income recognition, asset classification and provisioning and capital adequacy norms, in line with international best practices. The improvements in asset quality and a reduction in non-performing assets were the primary objective enunciated in the reform measures. In this context, the present research critically evaluates the trend in movement of nonperforming assets of public sector banks in India during the period 2000-01 to 2011-12, thereby facilitates an evaluation of the effectiveness of NPA management in the post-millennium period. The non-performing assets is not a function of loan/advance alone, but is influenced by other bank performance indicators and also by the macroeconomic variables. In addition to explaining the trend in the movement of NPA, this research also explained the moderating and mediating role of various bank performance and macroeconomic indicators on incidence of NPA.},
      month = {June},
  }