Current Volume 8
Abstract
This study investigates how financial technology, or Fintech, is changing the financial services industry in India. Fintech innovations—from UPI-based payments, digital lending platforms, and robo-advisors to blockchain solutions—are transforming the way financial services are accessed, provided, and seen as India undergoes rapid digitization. These developments have increased financial inclusion to previously unbanked communities in addition to increasing efficiency and lowering transaction costs. The report examines the effects of fintech on a number of industries, including banking, credit, investments, insurance, and payments. It also assesses how fintech has influenced customer empowerment, transparency, and regulatory change. Key drivers, adoption hurdles, and behavioral shifts among Indian consumers are identified by the research using a combination of survey-based analysis and literature evaluation. The results offer insightful information for businesses, financial institutions, and governments. For entrepreneurs, financial institutions, and policymakers working to develop a more tech-driven, inclusive, and flexible financial environment in India, the findings offer insightful information.)
Citations
IRE Journals:
Kanishk Rastogi
"Role of Fintech in Transforming the Indian Financial Services Sector" Iconic Research And Engineering Journals Volume 8 Issue 12 2025 Page 501-508
IEEE:
Kanishk Rastogi
"Role of Fintech in Transforming the Indian Financial Services Sector" Iconic Research And Engineering Journals, 8(12)
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