Developing Effective Billing Models for Educational Services: Adapting Collections to the Specificities of the Education Sector

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@article{1710238,
      author = {Alexandre Wagner Barbosa Neves Filho},
      title = {Developing Effective Billing Models for Educational Services: Adapting Collections to the Specificities of the Education Sector},
      journal = {Iconic Research And Engineering Journals},
      year = {2022},
      volume = {5},
      number = {7},
      pages = {570-573},
      issn = {2456-8880},
      url = {https://www.irejournals.com/formatedpaper/1710238.pdf},
      abstract = {The development of effective billing models for educational services requires a nuanced understanding of the unique financial, regulatory, and behavioral dynamics of the education sector. Unlike traditional consumer billing, tuition-related receivables are influenced by academic calendars, aid disbursements, institutional policies, and student equity concerns. This article investigates how billing models can be adapted to educational contexts by integrating risk segmentation, flexible payment structures, behavioral economics principles, and strong governance frameworks. It argues that effective models not only improve financial recovery and reduce delinquency but also enhance student retention and institutional trust. By aligning billing systems with both regulatory compliance and student experience, educational providers can balance financial sustainability with their educational mission. The study draws on literature from credit scoring, behavioral economics, financial governance, and higher education finance to propose a holistic framework for billing model design in this sector.},
      keywords = {Educational services; billing models; collections management; tuition payment; financial risk; behavioral economics; student retention; data governance; payment flexibility; compliance.},
      month = {January},
  }